![]() There are six different Performance Elite annuity options through Athene: Elite 7, Elite 7 Plus, Elite 10, Elite 10 Plus, Elite 15, and Elite 15 Plus. (In New York, beneficiaries will receive the full accumulated value.) Withdrawal charges are waived due to confinement and/or terminal illness, and the policy’s included death benefit provides your beneficiaries with the greater of either the accumulated value or the minimum guaranteed contract value. All three provide guaranteed asset growth, with either a 3-, 5-, or 7-year fixed strategy rate on the initial premium (depending on which plan you choose) and a 1-year fixed strategy rate on additional premiums and the end of contract term. There are three Athene MaxRate annuities to choose from: the MaxRate 3, which is available to issues ages 0 to 85, and the MaxRate 5 or MaxRate 7, both available to issue ages 0 to 83. Withdrawal charges are waived due to confinement or terminal illness, and the plan can grow in one of two ways: level and inflation-adjusted or earnings-indexed. There is a premium bonus of 3% and the earliest you can elect lifetime income is age 50. The minimum premium is $10,000 with an accumulation period of at least 20 years or until the lifetime income withdrawals begin. The Athene Ascent Pro 10 Bonus is a fixed annuity product with an issue age of 35 to 80. If you pass away, your beneficiaries will have the option of choosing between your accumulated value or minimum contract guaranteed value (whichever is higher) or the policy’s rider death benefit. Earnings on this annuity are indexed, and the plan includes an income and death benefit rider at no additional charge. The Athene Agility 10 annuity is offered to applicants between the ages of 40 and 80, with a minimum premium of $10,000 and a maximum annual withdrawal of 10% (of either initial premiums paid or accumulated value). Must be purchased through a financial professional: There is no option for online quotes or contract purchasing instead, you’ll need to work with a local financial professional in Athene’s network if you want to shop for or buy an annuity contract.Īthene offers a variety of annuity products, whether you’re buying as an individual or purchasing through the workplace.Life insurance no longer offered: Though Athene used to offer a variety of life insurance products, the company now exclusively sells individual and group annuity contracts.This protects any accumulated value from being lost, even if the market goes down. Accumulated growth can be locked in, protecting against market downturns: Certain Athene annuities allow for interest credits to be “locked in” on contract anniversary dates.Many different annuity contracts and riders to choose from: Athene currently offers 12 different types of individual annuity contracts, which can include a variety of additional features and riders.Available in all 50 states and Washington, D.C.: Athene annuities are offered across the United States as well as the District of Columbia and Puerto Rico. ![]() You can review our list of the best life insurance companies for what we think are better options. Athene is not one of our top-rated life insurance companies.
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